Wearable payments

Security, ultra-low power consumption, and high performance for NFC transactions using connected or non-connected wearables

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Overview

Discover the global enabler of efficient and secured transactions using NFC field-powered devices or battery-powered wearables and IoT devices.

Benefits

  • Turnkey NFC
  • Lower power consumption
  • Easy migration and integration
  • Fast time-to-market

About

Wearable payments with fashion accessories and smart devices

Use of wearable devices has accelerated in recent years, offering a quick and easy way to pay for goods and services without needing to take out your wallet. Payment wearables are small but fashionable everyday objects worn on the body featuring an integrated chip to enable payments or multi-application use cases. Equipped with security technologies from Infineon, wearables are supporting ever-more functions on a shrinking footprint delivered in innovative form factors that consume less or even no power.

Equipped with NFC-embedded capabilities, smart accessories/wearables are enhancing daily convenience and efficiency by allowing users to pay at a store, access a public transit system, or enter office buildings. 

NFC battery-powered wearables e.g., smart watch or ring, fitness tracker

Smart active wearables are growing in importance and popularity as they support ever more applications and can be programmed in the field. Typical examples include smartwatches, smart rings, fitness trackers, and feature watches. These battery-powered devices enable the owner to pay with the card of their choice as they can store multiple card credentials. They also support other applications such as access or ticketing. Increasingly flexible and sophisticated authentication mechanisms - consumer device cardholder verification method (CDCVM) - using for example biometric sensors or face ID are enabling new-found levels of convenience as shoppers no longer need to enter PINs on POS terminals in case the transaction volume is in a predefined range.

NFC field-powered wearables e.g., wristbands, key fobs, rings, watches

Passive wearables are an easy and convenient way for users to pay at stores or events using an unobtrusive device that does not need a battery. Typical examples include accessories such as wristbands, key fobs, non-connected rings, and conventional watches. These wearables improve the overall user experience by eliminating the need to carry wallets, cards or cash. Tap-and-go functionality also accelerates the payment process in many cases by avoiding the need for queuing. 

User adoption of wearable payment form factors hinges on the right security, however. Users want to know that they can trust the form factor they have chosen. Our NFC security chips are being embedded into wearables to offer robust security coupled with fast transactions speeds at the point of sale. For added security on high-value transactions, the user can enter a PIN similar to that used with conventional credit cards. We offer pre-certified solutions for field-powered wearable applications, reducing the certification effort for OEMs looking to support payment schemes.

Product overview SECORA™ Connect X

SECORA™ Connect X turns any active wearable like smart watches, fitness trackers and smart rings into a secured payment device.  It features a Secure Element with active  ultra-low-power NFC card emulation (CE) that enables Mastercard®/Visa®  contactless payments and longer battery life.

SECORA™ Connect X is the smallest active NFC CE device on the market allowing for flexible designs.  As a subset of the NFC mobile device class, it is optimized for the most  common wearable use cases  and reduces costs by requiering fewer external electronic components.

Provided as a comprehensive turnkey offering, SECORA™ Connect X empowers users to securely provision, store, select, and utilize multiple payment credentials. Transforming standard wearables or IoT devices into a powerful and versatile wallet.  SECORA™ Connect X comes in an LGA packaging.

Learn more about SECORA™ Connect X
Product overview SECORA™ Pay W

SECORA™ Pay W, part of the SECORA™ Pay family, is a turnkey payment solution featuring innovative packaging technologies and backed by extensive services and design-in support. It is optimized for implementation into battery-less payment accessories such as key fobs, wristbands, and bracelets. The pre-certified Visa and Mastercard payment solution with a small antenna size enables simple and fast integration of contactless payment functionality into wearables. SECORA™ Pay W comes in two delivery forms, USON and SPA 2.1

Learn more about SECORA™ Pay W
Wearable payments with fashion accessories and smart devices

Use of wearable devices has accelerated in recent years, offering a quick and easy way to pay for goods and services without needing to take out your wallet. Payment wearables are small but fashionable everyday objects worn on the body featuring an integrated chip to enable payments or multi-application use cases. Equipped with security technologies from Infineon, wearables are supporting ever-more functions on a shrinking footprint delivered in innovative form factors that consume less or even no power.

Equipped with NFC-embedded capabilities, smart accessories/wearables are enhancing daily convenience and efficiency by allowing users to pay at a store, access a public transit system, or enter office buildings. 

NFC battery-powered wearables e.g., smart watch or ring, fitness tracker

Smart active wearables are growing in importance and popularity as they support ever more applications and can be programmed in the field. Typical examples include smartwatches, smart rings, fitness trackers, and feature watches. These battery-powered devices enable the owner to pay with the card of their choice as they can store multiple card credentials. They also support other applications such as access or ticketing. Increasingly flexible and sophisticated authentication mechanisms - consumer device cardholder verification method (CDCVM) - using for example biometric sensors or face ID are enabling new-found levels of convenience as shoppers no longer need to enter PINs on POS terminals in case the transaction volume is in a predefined range.

NFC field-powered wearables e.g., wristbands, key fobs, rings, watches

Passive wearables are an easy and convenient way for users to pay at stores or events using an unobtrusive device that does not need a battery. Typical examples include accessories such as wristbands, key fobs, non-connected rings, and conventional watches. These wearables improve the overall user experience by eliminating the need to carry wallets, cards or cash. Tap-and-go functionality also accelerates the payment process in many cases by avoiding the need for queuing. 

User adoption of wearable payment form factors hinges on the right security, however. Users want to know that they can trust the form factor they have chosen. Our NFC security chips are being embedded into wearables to offer robust security coupled with fast transactions speeds at the point of sale. For added security on high-value transactions, the user can enter a PIN similar to that used with conventional credit cards. We offer pre-certified solutions for field-powered wearable applications, reducing the certification effort for OEMs looking to support payment schemes.

Product overview SECORA™ Connect X

SECORA™ Connect X turns any active wearable like smart watches, fitness trackers and smart rings into a secured payment device.  It features a Secure Element with active  ultra-low-power NFC card emulation (CE) that enables Mastercard®/Visa®  contactless payments and longer battery life.

SECORA™ Connect X is the smallest active NFC CE device on the market allowing for flexible designs.  As a subset of the NFC mobile device class, it is optimized for the most  common wearable use cases  and reduces costs by requiering fewer external electronic components.

Provided as a comprehensive turnkey offering, SECORA™ Connect X empowers users to securely provision, store, select, and utilize multiple payment credentials. Transforming standard wearables or IoT devices into a powerful and versatile wallet.  SECORA™ Connect X comes in an LGA packaging.

Learn more about SECORA™ Connect X
Product overview SECORA™ Pay W

SECORA™ Pay W, part of the SECORA™ Pay family, is a turnkey payment solution featuring innovative packaging technologies and backed by extensive services and design-in support. It is optimized for implementation into battery-less payment accessories such as key fobs, wristbands, and bracelets. The pre-certified Visa and Mastercard payment solution with a small antenna size enables simple and fast integration of contactless payment functionality into wearables. SECORA™ Pay W comes in two delivery forms, USON and SPA 2.1

Learn more about SECORA™ Pay W
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